Hyper-diversify your funds with FMPP®
Fractional Matchmaking Peer to Peer Plan (FMPP®) is designed to help
you earn maximum returns while reducing the risk significantly. FMPP® investors have earned up to 12% till date with zero principal loss.
Hardik has chosen to hyper-diversify his funds with LenDenClub’s FMPP®
With LenDenClub’s FMPP®, your funds are diversified to the lowest possible fraction. For example, if you invest ₹10,00,000, your fund could be distributed to lakhs of borrowers to reduce risk and maximize returns. So try it now!
- As the name says, we take the lowest possible fraction of your investment to invest in loans as low as Re. 1 to mitigate risk.
- You can invest up to 50 Lakhs.
- FMPP® has given returns of upto 12% p.a. since launch
Find out how much return you can earn if invested in FMPP®
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Return illustration considering portfolio return at 10% p.a.
Loan curation and due-diligence methodologies
How does the platform curate the best loans
Some of the products
Investment options to meet your financial goals
Long term wealth creation fund
Earn monthly interest
Invest small, earn big
We don’t just say, we achieve results!
FMPP® Quarterly Performance
In the last quarter, FMPP® investors have earned upto 12% p.a. since launch
You can make the best use of your funds by investing in FMPP®.
Avg Returns p.a. in December 2022
What makes FMPP® different?
What are the risks, and how do we reduce them
There's some risk
Credit Default Risk: LenDenClub Peer to Peer Lending platform puts its best efforts into sourcing the right borrowers, and do thorough underwriting, information verification, and KYC checks. However, there is still a possibility of fraud or credit default risk for the borrower. It’s part and parcel of any lending activity. Here, your investment is into loans. In a way, it’s a lending activity. Though LenDenClub’s platform’s performance is good, and it delivered good results in the past, it is vital for you to understand the risk involved in the investment. To mitigate this risk, your investment should be divided into small amounts. On the LenDenClub platform, the capital matching algorithm helps you achieve the same.
Collection Risk: If a borrower does not repay, the platform uses various channels (which follow all RBI-specified guidelines) to recover the funds and ensure you receive your funds back. This includes digital follow-ups, physical meetings with the borrower, and initiating a legal recovery process against the borrower. Based on the loan amount, outstanding amounts, and physical connectivity of the place, the platform decides on the type of collection efforts in the best possible way. Again, because your investments are divided into hundreds and thousands of loans, the effect of non-repayment by a particular borrower will be very minimal.