Best SIP Plans for 5 years in India | 2024
The Best SIP Plans for 5 Years in Equity Funds
While equity funds can move a lot, they can also bring higher returns. Choosing the best SIP plans is important. Look into Large and Mid-cap funds, Multi-Cap and Flexi-cap funds, or Focused funds that focus on a few key investments. These SIP options choices offer great yearly returns and let you tweak your investments as needed.”| Fund | Category | Assets Under Management (AUM) | Minimum Investment | Returns (per annum) |
| Quant Active Fund Direct-Growth | Multi Cap | ₹6,060 Crores | ₹1,000 | +28.97% |
| Quant Large and Mid Cap Fund Direct-Growth | Large and Mid Cap | ₹1,127 Crores | ₹1,000 | +25.15% |
| Parag Parikh Flexi Cap Fund Direct-Growth | Flexi Cap | ₹44,038 Crores | ₹1,000 | + 23.78% |
| Quant Focused Fund Direct-Growth | Focused | ₹417 Crores | ₹1,000 | + 22.65% |
| Kotak Equity Opportunities Fund Direct-Growth | Large and Mid Cap | ₹15,261 Crores | ₹500 | + 21.08% |
| Edelweiss Large and Mid Cap Fund Direct Plan-Growth | Large and Mid Cap | ₹2,221 Crores | ₹500 | + 21.25% |
| PGIM India Flexi Cap Fund Direct-Growth | Flexi Cap | ₹5,633 Crores | ₹1,000 | + 19.89% |
| Sundaram Focused Fund Direct-Growth | Focused | ₹893 Crores | ₹100 | + 18.29% |
| Canara Robeco Emerging Equity Fund Direct-Growth | Large and Mid Cap | ₹17,563 Crores | ₹1,000 | + 18.83% |
| DSP Flexi Cap Fund Direct Plan-Growth | Flexi Cap | ₹8,856 Crores | ₹500 | + 18.90% |
The Best SIP Plans for 5 Years in Debt Funds
SIP Debt funds provide investors with a stable path for a 5-year investment horizon. The following SIP options can help investors shield against the volatile nature of the market with the end-term objective of consistent returns.
Depending on the category, each option offers specific risk preferences and return expectations, which can be examined for the ideal investment opportunity.
| Fund | Category | Assets Under Management (AUM) | Minimum Investment | Returns (per annum) |
| SBI Magnum Income Direct Plan-Growth | Medium to Long Duration | ₹1,672 Crores | ₹500 | 8.52% |
| SBI CRISIL IBX Gilt Index – June 2036 Fund Direct – Growth | Target Maturity | ₹2,133 Crores | ₹1,000 | 9% |
| Kotak Gilt Investment Direct-Growth | Gilt | ₹2,882 Crores | ₹1,000 | 8.1% |
| Aditya Birla Sun Life Medium Term Plan Direct-Growth | Medium Duration | ₹1,892 Crores | ₹1,000 | 9.43% |
| ICICI Prudential Medium Term Bond Fund Direct Plan-Growth | Medium Duration | ₹6,452 Crores | ₹1,000 | 8.47% |
| HDFC Floating Rate Debt Fund Direct Plan-Growth | Floater | ₹ 16,420 Crores | ₹100 | 7.82% |
Source: ET Money
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Best SIP Plans in India Based on 5-Year Performance
Best investment decision is often a right balance between equity and debt. This also helps you to create a diversified portfolios. The table below offers a comprehensive ranking of some of the best SIP Plans for 5 years.
| Fund | Category | Assets Under Management (AUM) | Minimum Investment | Returns (5 Years) |
| Nippon India Large Cap Fund Direct-Growth | Large Cap | ₹16,638 Crores | ₹1,000 | 15.33% |
| SBI Bluechip Direct Plan-Growth | Large Cap | ₹38,598 Crores | ₹500 | 14.79% |
| Edelweiss Large Cap Fund Direct -Growth | Large Cap | ₹557 Crores | ₹100 | 14.01% |
| Aditya Birla Sun Life Frontline Equity Fund Regular-Growth | Large Cap | ₹23,003 Crores | ₹1,000 | 13.35% |
| ICICI Prudential Bluechip Fund Direct-Growth | Large Cap | ₹ 41,269 Crores | ₹100 | 14.36% |
Source: Policy Bazaar
Conclusion
SIPs offers various chances for investors to foster financial growth. The information provided in this article will help you explore the best SIP plans for 5 years in India and inform you to make informed investment decisions.
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LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.