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Technology revolution in Finance!

Off lately, the technology revolutions has changed the way business happens across the world. Technology has helped remove boundaries between consumers and vendors. Information Technology has been the talk of the town in the first one and half decades of 21st Century!

Fast innovation, plug & play technology modules and wide internet reach has made technology available to everyone. Various sectors, including financial services, have benefited hugely due to technology adoption by their customers. It has widen the reach of banks and other service providers. It has also increase operational efficiency of financial system. In India, during last two decades, the banks have transformed from document driven organizations to technology driven organizations. Technology has changed the definition of financial transaction and that will further change in coming years. There might be a time when future generation would wonder when we will talk about form signing, bank passbook printing, demand draft printing etc. I do not see that future very long! We see the future where monetary transactions, between two parties, will happen without meeting in person. This is very much possible by using technology and credible data source. India has already started baby steps towards whole new world of digital transactions. When we reach there, individual/institution identity will not be relevant. There would be a tag attached to these individual/institutional identities, which will enable exchange of money.

LenDenClub is one of the baby step to bring digitization in lending and borrowing. We are to use technology to make processes more effective, hassle free and beneficiary.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.


*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of returns received by investors

© 2023 LenDenClub by Innofin Solutions Private Limited | CIN: U74999MH2015PTC266499


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