HomeBlogLending MoneyP2P Platform a Place to Invest Your Money with Positive Returns

P2P Platform a Place to Invest Your Money with Positive Returns

P2P Platform a Place to Invest Your Money with Positive Returns When money is not invested, it loses its value over the years due to inflation. There are many ways to invest money and get a positive return. One popular investment option is fixed deposit accounts. On average, such accounts offer an annual return of 7 to 8 percent. This rate of return is low and may not beat the rate of inflation. Therefore, money kept in a fixed deposit account will give you negative returns year over year. It is better to invest your money where you get positive returns, giving instruments like equities and mutual funds among other instruments.

Equities or stock market investments have the potential to increase in value over time. Research studies show that the returns on equities outperform the returns of most other investments over the years. The average annual return of the stock market is around 16 percent. However, this does not mean that you will get similar high returns when you invest in equities. In addition, equities are high risk investments. You may lose some or all of your investment if the prices move unfavorably. If you are a moderate risk taker who wants to earn higher returns , you can join a peer to peer lending platform such as LenDenClub. LenDenClub offers a good return on lender’s investments. If we go by current interest rates offered, you can earn as much as 25% p.a. on the money invested through this peer 2 peer lending platform.

Peer to peer lending in India endeavors to offer affordable and timely financial assistance to borrowers who been unable to get loans from traditional lending institutions for various reasons. Peer 2 peer lending platforms attempt to assess whether borrowers are credit worthy by checking their credit and other factors. Since they offer their services through the internet, the service fees are low. These platforms can also help borrowers build a good credit history by repaying their loans on time.

Peer to peer lending companies also offer tangible benefits for people who want to invest their money and get higher returns than they would from conventional investments such as mutual funds, stocks and fixed deposit accounts. On the other hand, borrowers benefit from lower monthly payments.

Borrowers can request loans for a wide variety of reasons such as paying hospital bills, house repairs, credit card dues, student loans, traveling and debt consolidation among others. Borrowers can provide a genuine explanation of why they want a loan, how they intend to repay it and a few indicators on their reliability and stability in order to increase the chance of getting loans. However, they may also choose to be discreet about their financial and personal information by using the privacy settings on their profile.

LenDenClub is one of the best peer to peer lending platforms in India. The reason is each borrower is assigned their respective risk category after considering their credit history, income, expenses, lifestyle, current obligation, family status and many more factors. As an investor, this information will help you make an informed decision on whom to lend your money to.

All the transactions on peer to peer lending platform LenDenClub are transparent. All the fees, charges and commissions associated with each transaction are clearly mentioned. All the procedures are completed online. Therefore, you can lend money hassle free. In order to start lending money, you only have to create an account on our platform and complete the required online verification process.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.


*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of returns received by investors

© 2023 LenDenClub by Innofin Solutions Private Limited | CIN: U74999MH2015PTC266499


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