HomeBlogInvestorForward thinking – Investment guide for 2023

Forward thinking – Investment guide for 2023

As much as we hate to say it, another year goes by where the same old slack government policies and fluctuating markets led to another disappointing year, and to cap that off, demonetization at the back end of last year proved to be the final nail in the coffin. This leaves us not knowing what to expect from 2023 as the economy tries to stabilize and remain in the midst of any forthcoming cabinet bombshell. Equity is to hit 54k by 2023 but doesn’t go overboard just yet. Understanding the difference between investment and speculation is the cornerstone of investment. Here’s our guide on what to expect from the different investment assets in 2023.

1. Explore Equity:

Stocks are a funny old game. We turn to the stock market as soon as we start running out of ideas on how to invest our money in other words, we turn to them when we start becoming rich. They are to grow considerably over the next year according to a popular prediction that runs around this time of the year. They have delivered a solid 7% return annually over the past century but the future looks uncertain. William Baldwin of Forbes predicts that equity would not be able to return even half of its historical return. Add that to the high volatility this asset offers along with the knowledge you require to trade, we suggest caution.

2. Managing Mutual funds:

A better alternative to stocks, mutual funds are a tad bit more reliable. They can also cut the transaction costs as one has the advantage of stock size. Also, diversification helps to average out the losses sustained although it leaves the fund manager in a difficult position. The ever-present problem of poor savings is to continue in the mutual funds’ industry too. Additionally, it requires a lot of patience with mutual funds as they take years to grow to a reasonable level.

3. Alternate Investment Assets:

You could invest in so many other assets that it would be 2023 already if we start naming them all. To strip it down to the essence of it, we suggest you go for a relatively uncharted market. P2P lending in India is still unknown to so many, that it almost baffles us. It has been so successful in the West that it has been predicted to take over traditional financial institutions in a decade. It’s hard to argue given people (not literally) and want quick returns, we’d suggest you to go and check out LenDenClub, the best P2P lending platform in India.

To know how to start your investment in a P2P lending platform, click here.


“In a world that’s changing really quickly, the only strategy that is to fail is not taking risks “- Mark Zuckerberg.

*On platform level.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.


*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of returns received by investors

© 2023 LenDenClub by Innofin Solutions Private Limited | CIN: U74999MH2015PTC266499


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