HomeBlogUncategorizedTop 1-Year Investment Plans in India: Grow Your Wealth Quickly

Top 1-Year Investment Plans in India: Grow Your Wealth Quickly

Best Investment Plan For 1 Year

In case you are making an investment most effective for 365 days, you then definitely have a short-time period funding horizon. Hence, thinking about the risky nature of the marketplace, you ought to live far far from the fairness alternatives. For investments having a short-time period horizon, capital safety is crucial as there isn’t tons of time left to get better if there are any detrimental tendencies withinside the marketplace.

We have included the following on this article:


FMPP stands for Fixed maturity peer to peer investment plan. Peer to peer lending brings lenders or investors (both individuals and companies) directly to borrowers who are looking for loans cutting out 3rd party financial institutions as the middle men. It is a non-market linked investment. 

Debt Mutual Funds

Debt funds are best investment plan for short-time period funding horizons. These price ranges are danger-averse and are open-ended. Debt mutual price ranges provide an excessive stage of protection as they put money into excessive-rated debt gadgets including treasury bills, authorities and company bonds.

Also, debt price ranges have the ability to provide tons better returns than an everyday financial savings financial institution account. Under debt price range, you could select to put money into a low length price range. These price ranges put money into securities that mature among six months and 365 days. Apart from that, you could additionally recollect making an investment in the cash marketplace price range. These price ranges put money into cash marketplace gadgets that mature inside a year.

Fixed Maturity Plans

Fixed adulthood plans are a close-ended mutual price range. These price range put money into constant earnings gadgets with corresponding maturities. The fund supervisor will select out tool such that they mature at nearly the same time. Fixed adulthood plans include a adulthood duration ranging among one month to 5 years.

As those price ranges preserve securities till adulthood, they may now no longer be encouraged with the aid of using the hobby price volatility. The fundamental goal of constant adulthood plans is to provide regular returns over a duration.

If you want to earn higher returns on your investment then follow this guide – best investment plan with high returns

Arbitrage Mutual Funds

Arbitrage mutual price range put money into coins and by-product segments with arbitrage possibilities of the fairness marketplace and possibilities withinside the derivatives segment. These price ranges are open-ended, and you could put money into those if you could live invested for as a minimum 365 days to take gain of the tax rules.

The danger concerned in arbitrage price range is pretty low. However, the returns aren’t confident because the arbitrage possibilities aren’t continually found. Hence, the returns of arbitrage price range rely on arbitrage opportunities to be had withinside the futures marketplace and see marketplace.

Post Office Term Deposit

This is taken into consideration as one of the most secured investment alternatives. Post office time period deposits (POTDs) include tenures of 1,2,3 and 5 years (best investment plan for 5 years). The sovereign backs the investments in POTDs. The authorities fix the price of returns each quarter. The whole funding made will earn returns on the prevailing price. Any new investment made after the announcement of the brand new interest rate shall earn returns at that price.

Fixed Deposit

Fixed deposits (FDs) are one of the conventional funding alternatives in India. If you’ve got a lump sum at your disposal, then you could make investments during constant deposit. FDs provide an appealing hobby price and are tons better than what an everyday financial savings financial institution account provides. Also, the investments made in constant deposits are taken into consideration to be incredibly secured as there’s no hazard of flight.

Recurring Deposit

Recurring deposits (RDs) are appropriate if you want to make investments a small constant sum often with a financial institution. You will obtain a lump sum with interest on the cease of the tenure of the ordinary deposit. RDs will assist you in the financial field as you’ll domesticate the addiction of putting apart a set sum often. This is useful withinside the lengthy run.

Like FDs, RDs too provide much better returns than a regular savings bank account. One year investment horizon isn’t always short, and also you shouldn’t park your price range in a financial savings financial institution account. Instead, it might assist in case you taken into consideration making an investment withinside the alternatives mentioned above to earn an appealing go back to your investment.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.


*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of returns received by investors

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