HomeBlogInvestorAn Alternative Asset Class3 Safe Investment Options With High Returns in India

3 Safe Investment Options With High Returns in India

Safe Investment Options With High Returns in India

By investing in the safe investment options in India, you will not only achieve your financial goal but as well create a financial cushion for the future to live a happy and secure life. The reason why investors are looking for safe investment options is so that they can double the money with minimal risk involved. Indians generally prefer to invest in government-backed instruments as these are considered safe investment avenues. We ain’t denying this fact but if at a similar time you’re looking for higher returns, we got some options covered for you. We are here to suggest you and explain investment avenues which are comparatively safe and will fetch you high returns at a similar time. It’s better than the traditional investment option you have been investing in since a very long time. 

Know The Best Safe Investment Options

  • Peer-to-peer Lending
    This is a unique investment option. Here the investor registers himself and invests his/her hard-earned money on the verified borrowers available on the platform. The verified borrower which allows screening mechanism ensures more diversification and better returns. It also offers a passive income while diversifying their investment exposure across a range of borrowers, which potentially lowers the risk of default.

    Extending the funds to borrowers on a peer to peer lending platform offers investors the opportunity to gain exposure to a diversified portfolio of borrowers that the P2P platform has on-boarded. The returns achieved in a P2P environment are higher than returns from many traditional fixed-income asset classes. LenDenClub’s FMPP investors have earned upto 12% p.a. since launch, particularly in the current returns environment in developing countries like India.
  • Mutual Funds
    If you want to invest in markets but do not have the required experience and expertise, you can opt to invest in Mutual Funds and get higher returns. Very profitable in the long run, but are somewhat volatile too owing to their dependence on the equity markets. Funds can be added from anywhere and at any time in mutual funds of your choice making it very popular among investors.
  • Equity
    A very volatile yet profitable asset, buying and selling of stocks can lead you to financial independence pretty quickly. Stock trading is an entirely online process where an investor buys a fixed number of shares of a particular company thereby becoming a shareholder in it. As already mentioned, stocks are very unpredictable and can wreck your financials if not taken care of. However, this shouldn’t sway you away from it.

This new-age investment option is beneficial since it is non-market-linked and provides high returns too. Peer-to-Peer investing is a great option for portfolio diversification.

*On platform level.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.


*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of returns received by investors

© 2023 LenDenClub by Innofin Solutions Private Limited | CIN: U74999MH2015PTC266499


Watch our latest commercial with Hardik Pandya.